[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aridareal.cz\/i-pujcka-se-hodi\/#Article","mainEntityOfPage":"https:\/\/www.aridareal.cz\/i-pujcka-se-hodi\/","headline":"I p\u016fj\u010dka se hod\u00ed","name":"I p\u016fj\u010dka se hod\u00ed","description":"M\u016f\u017ee se st\u00e1t, \u017ee se n\u011bjak\u00e1 firma dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed? Jist\u011b, m\u016f\u017ee. M\u016f\u017ee se t\u00edm jej\u00ed majitel tr\u00e1pit? Samoz\u0159ejm\u011b, \u017ee m\u016f\u017ee. A m\u011bl by. Ale kdy\u017e podobn\u00e1 nep\u0159\u00edzniv\u00e1 situace nastane, nesm\u00ed se to nechat b\u00fdt. Ve vz\u00e1cn\u00fdch p\u0159\u00edpadech by se to sice mohlo spravit samo, ale daleko pravd\u011bpodobn\u011bj\u0161\u00ed je, \u017ee by se t\u00edm ekonomick\u00e9 […]","datePublished":"2025-07-06","dateModified":"2025-07-06","author":{"@type":"Person","@id":"https:\/\/www.aridareal.cz\/author\/#Person","name":"aridareal.cz\n","url":"https:\/\/www.aridareal.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aridareal.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aridareal.cz\/wp-content\/uploads\/pppppppppppppppp_10_10_10_7.jpg","url":"https:\/\/www.aridareal.cz\/wp-content\/uploads\/pppppppppppppppp_10_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.aridareal.cz\/i-pujcka-se-hodi\/","about":["Ekonomika"],"wordCount":428,"articleBody":"        M\u016f\u017ee se st\u00e1t, \u017ee se n\u011bjak\u00e1 firma dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed? Jist\u011b, m\u016f\u017ee. M\u016f\u017ee se t\u00edm jej\u00ed majitel tr\u00e1pit? Samoz\u0159ejm\u011b, \u017ee m\u016f\u017ee. A m\u011bl by. Ale kdy\u017e podobn\u00e1 nep\u0159\u00edzniv\u00e1 situace nastane, nesm\u00ed se to nechat b\u00fdt. Ve vz\u00e1cn\u00fdch p\u0159\u00edpadech by se to sice mohlo spravit samo, ale daleko pravd\u011bpodobn\u011bj\u0161\u00ed je, \u017ee by se t\u00edm ekonomick\u00e9 probl\u00e9my jenom prohlubovaly, a\u017e by to \u0161patn\u011b dopadlo. A kdy\u017e se tedy n\u011bjak\u00fd podnik dostane do pot\u00ed\u017e\u00ed, je \u00fakolem jeho majitele postarat se o \u017e\u00e1douc\u00ed zm\u011bnu k lep\u0161\u00edmu. Doty\u010dn\u00fd tedy mus\u00ed sehnat dal\u0161\u00ed pen\u00edze.\u0158ekne se to snadno. Sehnat pen\u00edze. Ale v\u0161ichni v\u00edme, \u017ee se pen\u00edze zase a\u017e tak snadno nesh\u00e1n\u011bj\u00ed. S t\u00edm jsou probl\u00e9my bez ohledu na to, zda \u010dlov\u011bk bez prost\u0159edk\u016f podnik\u00e1 nebo ne. A proto\u017ee podnik\u016fm obvykle nikdo nep\u0159isp\u011bje ze sv\u00e9 kapsy, mus\u00ed se naj\u00edt jin\u00e9 \u0159e\u0161en\u00ed. A t\u00edm je logicky p\u016fj\u010dka. Kdy\u017e se vezme p\u016fj\u010dka, d\u00e1 se tato investovat. Nebo se j\u00ed daj\u00ed zaplatit v\u00fddaje, kter\u00e9 jsou nevyhnuteln\u00e9 pro budoucnost, p\u0159\u00edpadn\u011b se j\u00ed daj\u00ed uhradit nesplacen\u00e9 dluhy https:\/\/www.svojtka.cz\/shop\/kniha\/5264-pruvodce-dubaj-do-kapsy  jak\u00e9koliv povahy. A to m\u016f\u017ee m\u00edt na firmu rozhodn\u011b pozitivn\u00ed vliv. Jen\u017ee na to se mus\u00ed ona pot\u0159ebn\u00e1 p\u016fj\u010dka sehnat. A tady se to komplikuje. Podnikatel\u00e9 si samoz\u0159ejm\u011b nemohou br\u00e1t n\u011bjak\u00e9 extr\u00e9mn\u011b p\u0159edra\u017een\u00e9 kr\u00e1tkodob\u00e9 p\u016fj\u010dky. To by nad svou firmou podepsali ortel smrti. A kdy\u017e se uch\u00e1zej\u00ed o p\u016fj\u010dky od bank, kter\u00e9 jsou v\u00fdhodn\u011bj\u0161\u00ed, ale nepoda\u0159\u00ed se jim je z\u00edskat, proto\u017ee nespl\u0148uj\u00ed jejich p\u0159\u00edsn\u00e9 podm\u00ednky? Co potom?Potom u\u017e zb\u00fdv\u00e1 jenom podnikatelsk\u00e1 hypot\u00e9ka Nebankovn\u00ed hypot\u00e9ka. A kdekdo m\u016f\u017ee b\u00fdt vd\u011b\u010dn\u00fd za to, \u017ee tu i takov\u00e1 nab\u00eddka je. Proto\u017ee je nebankovn\u00ed hypot\u00e9ka dostupn\u011bj\u0161\u00ed ne\u017e jin\u00e9 p\u016fj\u010dky, a to nikoliv na \u00fakor sv\u00e9 v\u00fdhodnosti. U n\u00ed se toti\u017e ru\u010d\u00ed za spl\u00e1cen\u00ed z\u00e1stavou nemovitosti. A t\u00edm p\u00e1dem se lze vyhnout pot\u00ed\u017e\u00edm s nedosta\u010duj\u00edc\u00edmi p\u0159\u00edjmy nebo registry dlu\u017en\u00edk\u016f, kter\u00e9 by zhatily ka\u017edou bankovn\u00ed p\u016fj\u010dku.A tak u\u017e nebankovn\u00ed hypot\u00e9ka zachr\u00e1nila mnoh\u00e9 firmy. A jednou m\u016f\u017ee zachr\u00e1nit i tu va\u0161i.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I p\u016fj\u010dka se hod\u00ed","item":"https:\/\/www.aridareal.cz\/i-pujcka-se-hodi\/#breadcrumbitem"}]}]